Circle Pay Coupon Code: $5 Off First Transfer (U42PTG) (July 2026)
Circle Pay's peer-to-peer transfer app credits new users $5 (or £5) after their first transfer using coupon code U42PTG.
A Fee-Free Transfer App With a Welcome Coupon
Circle Pay is built around free peer-to-peer transfers -- send money to anyone, anywhere, without a transfer fee eating into it.
Coupon code U42PTG adds a $5 (or £5) credit to a new account, released once the first transfer is completed, rather than an instant sign-up gift.
Redemption is straightforward: the app itself prompts for a coupon code during account creation, and U42PTG should be entered there. Once the first transfer goes through, the bonus shows up in-account and can be sent on or withdrawn to a bank.
There's also a standing refer-a-friend program that pays $5 to both the person referring and the friend who joins.
Why We Love It
- No fees on international transfers
- $5/£5 bonus via coupon code U42PTG after first transfer
- Refer-a-friend program pays both sides $5
How to Redeem
During sign-up, the app prompts for a promo/coupon code -- enter U42PTG there. The $5/£5 bonus posts to your account after you complete your first transfer.
We Recommend This To Readers Who:
-
Need to send money across borders for free
Circle Pay charges no fee on transfers, coupon or not.
-
Want a bonus for something you'll use anyway
Coupon code U42PTG turns a normal first transfer into a $5/£5 credit.
A Closer Look
The Welcome Coupon
A flat account credit tied to your first transfer, not a percentage discount.
| Option | Price |
|---|---|
| New Sign-Ups (first transfer)Popular | $5 or £5 / Coupon U42PTG |
Good to Know
Free Transfers Plus a $5 Welcome Coupon
Circle Pay doesn't charge to move money, and coupon code U42PTG adds a genuine $5/£5 credit once you make your first transfer.
