Circle Pay Promo Codes: $5 Off First Transfer (Code U42PTG) (July 2026)
A free money-transfer app that credits new users $5 (or £5) on their first transfer with code U42PTG.
Free Transfers, Plus a $5 Welcome Bonus
Circle Pay lets users send money anywhere in the world without a transfer fee -- the core pitch is free peer-to-peer payments, not a discount on a paid product.
New users who sign up with promo code U42PTG and complete their first transfer get $5 (or £5) credited to their account automatically -- money that can be sent to a friend or withdrawn to a bank.
To claim it, enter U42PTG when the app asks for a promo code during sign-up, then complete one transfer. The bonus appears in-account once that first transfer goes through.
Circle Pay also runs a refer-a-friend program: both the referrer and the new user get $5 each when a referred friend signs up.
Why We Love It
- Free international money transfers
- $5/£5 sign-up bonus with code U42PTG after first transfer
- Refer-a-friend program pays $5 to both sides
How to Redeem
Enter code U42PTG when the app asks for a promo code during sign-up, then complete your first transfer -- the $5/£5 bonus lands in your account automatically.
We Recommend This To Readers Who:
-
Send money to friends internationally
Circle Pay's core service is fee-free transfers anywhere in the world.
-
Want a free bonus for a service you'd use anyway
Code U42PTG turns your first transfer into a $5/£5 credit.
A Closer Look
The Sign-Up Bonus
A flat account credit for new users, not a percentage discount.
| Option | Price |
|---|---|
| New Sign-Ups (first transfer)Popular | $5 or £5 / Code U42PTG |
Good to Know
A Simple $5 Bonus for a Free Service
Circle Pay's transfers are free either way, and code U42PTG adds a genuine $5/£5 credit for completing your first one.