Drop App: Earn Rewards with Regular Purchases!
A free app that quietly stacks bonus points on the credit card purchases you're already making.
There literally isn't a drawback I can think of for signing up for Drop.
Our reviewerA Rewards App With No Real Downside
Drop layers extra rewards on top of the credit card points you're already earning, simply by shopping at partner brands the way you normally would. Link a card, spend as usual, and points accrue automatically at qualifying stores.
The earn rates vary by brand, but some of the best — Seamless and 7-Eleven at 16 points per dollar, Urban Outfitters and Bath & Body Works at 15 — make everyday spending add up quickly. A 3,000-point signup bonus gets new users started, with another 3,000 available for each friend referred.
Once a balance crosses the 5,000-point minimum, it converts into gift cards ranging from $5 Starbucks cards to a $100 American Airlines voucher, redeemable at the same brands where the points were earned or elsewhere in the catalog.
We'd put it right up there with cashback services like eBates in terms of value, with the added appeal of no fees and no real risk: worst case, you never shop a qualifying brand and still walk away with the signup bonus.
Why We Love It
- Earns bonus points on top of existing credit card rewards with zero extra effort
- No fees and no risk — worst case is you keep the signup bonus
- 3,000-point signup bonus plus 3,000 more for referring a friend
- Redemption options span gift cards from Starbucks to American Airlines flight vouchers
- Now available in the USA in addition to Canada's Carrot Rewards
Considerations
- Requires hitting a 5,000-point minimum before any reward can be redeemed
- Meaningful earnings depend on shopping at specific partner brands
How Drop Actually Works
After linking a card, points accrue automatically at partner brands — Seamless and 7-Eleven top the earn-rate list at 16 points per dollar, with Urban Outfitters, Bath & Body Works, and Dunkin' Donuts close behind.
Redemption starts at 5,000 points and covers a wide range of gift cards, from $5 Starbucks and Aerie cards up to a $100 American Airlines voucher — including brands like Lyft, where you can redeem points at the same place you earned them.
Best and Worst Case, Both Are Fine
Worst case, you never shop a partner brand and still keep the 3,000-point signup bonus. Best case, you earn rewards just by spending money the way you already do.
We Recommend This To Readers Who:
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Already shop at partner brands like Starbucks or Trader Joe's
Earn rates run as high as 16 points per dollar at stores like Seamless and 7-Eleven.
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Want rewards without a new fee or card
Drop layers on top of the credit card you already use, with no fees.
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Have friends to refer
Referring a friend adds another 3,000 points to your signup bonus.
A Closer Look
An Easy Yes for Free Extra Rewards
With no fees, no risk, and a 3,000-point signup bonus, Drop is a rewards app our reviewer couldn't find a real drawback for.
